How Do I Pay for Outpatient Rehab?
I thought about going to rehab about fifteen times before I actually went. The reason preventing me wasn’t that I didn’t think I had an addiction. I had it all figured out, life that was. I didn’t think I was worth much. I didn’t think I had a chance so I didn’t give myself one. I was like so many others that live in fear of their actual potential. I had already hit rock bottom a number of times. I knew I needed help.
I figured out that it was cheaper to stay addicted than it would be to get the help I needed to begin my journey of sobriety. Finally, as I was in the throes of alcoholism my friends and family stepped in to help me figure out how I could pay for treatment. On the high end, some luxury drug treatment facilities can cost up to $80,000 a month, or more!
The Affordability of Outpatient Care
When my family looked at options with me we all decided that the most cost effective plan would be to try the outpatient program at Discovery Transitions. I was desperate for help at that time, I had lost everything so I took it, although I had my doubts about whether outpatient could be effective.
The more research we did we found that Discovery Transitions Outpatient could tweak the program to my needs, and there were affordable options for someone like me who didn’t have a ton of money. Programs cost more depending on what services you get. Inpatient costs more than outpatient, the length of stay can add on to costs, and amenities can cause the cost to go up.
What’s the Cost of Addiction Treatment?
Occasionally you hear about a star going to rehab, but most of those who face serious addictions are normal people and their addictions cost them everything they have. It can deter people from getting the help they need. There are options to pay for treatment. For example, outpatient was a cheaper option than inpatient and I had a safe place where I could recover.
One thing to weigh if you are or a loved one is thinking of treatment is whether you should do outpatient versus inpatient treatment. Outpatient treatment is a lot cheaper in comparison to inpatient treatment and offers some of the same great resources that inpatient would. In addition to the cheaper cost, finding a plan through the Marketplace Affordable Care Act (ACA) helped pay for my treatment at Discovery Transitions. You have to meet a certain set of criteria, but if the ACA doesn’t cover all the costs there are other options.
Inpatient Vs. Outpatient Treatment Costs
If you happen to have insurance while looking for treatment it is good to check in with your policy and understand what is covered and not. Insurance can cover treatment programs, but there are nuances so it is best to check in with whoever your provider is. Sometimes you are starting from scratch and you might not have anything. One of the options that can be explored are grants and scholarships for rehab care. Grants really are aimed more for organizations providing care.
State Funded Addiction Treatment Options
Yes, there are state funded addiction treatment centers. You can find a list of them via your state’s website. Since my family and I live close to Discovery Transitions and we loved the facility so much, we looked into finding scholarships for the cost of treatment. Scholarships can be helpful for people who need extra money to get into an addiction center.
There are resources like 10,000 Beds that can help pay for the costs of treatment. In some cases, your insurance might cover some of the cost and not all of it. Scholarships can be helpful for those cases as well.
In my case I was under my parent’s insurance, and we used scholarship money to cover the extra costs. Understanding all of you or your loved one’s options can help you choose based on what is the best option for your treatment. If you need help, you can ask the staff at Discovery Transitions recovery program you end up going to.
Using The ACA Marketplace For Rehab
The people at Discovery Transitions were even able to tell me about other programs so I could compare. They truly understood that each patient had unique needs and their goal is not to get a patient, but to help assist someone in their process of recovery.
The ACA can help people who have no private insurance to be able to pay for treatment. In 2008 a law was passed to ensure that people be treated the same for physical ailments as mental and addiction ailments.
I could write a whole article on ACA benefits, but in short, if you live in the United States and are a citizen and not incarcerated you can apply for benefits on the marketplace. You can find more information on healthcare.gov
How To Ask For Help With Paying For Rehab
If you are anything like me, or most people, you might struggle to ask for help. That is why we got into this situation in the first place right? Instead of asking for help, we turned to our various drugs of choice to numb whatever it was we were going through. For me, it was drowning myself in alcohol. Only after hitting rock bottom a number of times did I find the courage to ask for help.
I hadn’t showered in weeks when I showed up to my sister’s house. She let me in, and started to help me find my back to living life. It’s hard to ask for help, it’s hard to know how to ask for help. Just know that you can ask for help, if you have family and friends you could ask them for help.
Crowdfunding for Addiction Treatment
One of my friends had a sister addicted to heroin. All of her friends and family pooled together to fundraise and crowdfund her treatment at Discovery Transitions’ inpatient program.
They did several events through their church to raise money and a GoFundMe. With all the hard work she was able to get the top notch care at Discovery Transitions. Now, she is successful and thriving. She has a family and believe it or not, two children. She’s been married for fifteen years and has a successful business.
Getting The Help You Need For Recovery
I’m not saying that Discovery Transitions OP was responsible for all her success, perhaps it was a part of it, but the fact that her loved ones pooled together and saw the value in helping her made a big difference too. Seeing her life being such a success now I doubt that any of them doubt helping her out. There is a large community of people out there who are willing to help. Don’t be afraid of being judged, almost everyone has been a victim to addiction, whether they had one themselves or had a loved one with addiction.
Reaching Out for Rehab Assistance is Crucial
I would highly encourage anyone to reconsider when they think they cannot ask for help. If you are lacking family or friends, or are worried about being judged, look up churches in your neighborhood that provide AA or other services. It can be a non-judgemental source to help you find services. As a last resort, you could take out a loan to pay for your treatment, and the team at Discovery can help you not get taken advantage of looking for this sort of resource.
I know that when I got out of treatment at Discovery Transitions, I was overwhelmed. The last thing I wanted to worry about was paying back a loan that most likely would have high interest, but they did show options that past clients had used that were more reasonable when we asked to see them.
Just be sure if youre’re going elsewhere from treatment to read any loan documentation carefully: private loans can have interest rates up to 20% and if you are in the throes of your addiction you may be impulsive or not read the fine print.
Finding a Solution that Can Be Life Saving
Getting the help you need for recovery is important and there are a number of resources from the federal government, state government, family and friends, religious organizations, and even online to help you find a treatment plan at a center that works for you. It was overwhelming in the beginning when my family and I tried to figure out how we would pay for Discovery Transitions, but when we sat down and looked step by step at the options we were able to figure out a solution (full-disclaimer, I wasn’t much of a help at the time).
Now that I went through recovery I’ve been sober for several years. I am hopeful. And I feel good giving back by helping others out by finding the resources they need to get into a great center like Discovery Transitions by writing articles like this. Know that you are not alone and there are many others like you out there trying to figure out how they can get help.
Seizing the Moment for Sobriety
Don’t be scared and don’t wait until it’s too late to find the help you need. Whether it be inpatient, outpatient, a shorter or longer stay, a detox and medical assistance program, therapy, group therapy, art therapy, or wilderness therapy, there are a multitude of resources available to find your way back to a functional, purposeful life.
If you’re still wondering about specifics and paying for rehab in your situation, please don’t hesitate to reach out the Discovery Transitions team, they can help assist in most cases or at least point you in the right direction. I know my time with Discovery made all the difference in getting me started in recovery, and it can do the same for you!